Does Checking Your Credit Score Lower It? | Credit Cards

[ad_1] There’s a persistent myth that checking your credit score damages your credit. You’ll be happy to know that checking your credit score doesn’t lower it. In fact, keeping tabs on your credit status helps you make more informed money decisions. Sometimes, checking your credit score is lumped in with reviewing your credit report under … Read more

How to Get Free Weekly Credit Reports | Credit Cards

[ad_1] The three major U.S. credit reporting agencies – Equifax, Experian and TransUnion – have made their offer of free weekly credit reports to consumers permanent. The reports, available on AnnualCreditReport.com, are being made available to all Americans to “empower consumers to more regularly review their credit history and better understand their financial data,” the … Read more

Best Debt Settlement Companies of 2023

[ad_1] What Is Debt Settlement? Debt settlement is when a for-profit company negotiates with creditors to accept a lump sum for less than what you owe rather than the payment. The debt settlement company will usually instruct you to stop paying your creditors and instead put that money in a savings account that will be … Read more

How to Avoid Foreclosure | Mortgages and Advice

[ad_1] A recent job loss or unexpected medical bill can cause you to fall behind on your mortgage payments. If you fall too far behind, your lender may start foreclosure proceedings, meaning you could lose your home. Going through foreclosure is stressful and can negatively impact your credit score for up to seven years. Fortunately, … Read more