Bank of America Business Advantage Travel Rewards World MasterCard

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The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a business travel rewards card. It earns unlimited 1.5 points per dollar spent on all purchases and points never expire. There is a 30,000-point sign-up bonus for spending $3,000 within 90 days of opening your account. The card has no annual fee and offers an introductory 0% APR on purchases for nine billing cycles. Cardholders get travel accident insurance, lost luggage reimbursement, trip cancellation coverage, trip delay reimbursement and other benefits.

  • Issuer NameBank of America
  • Credit NeededExcellent Credit
  • Annual Fee$0
  • Purchases Intro APRintroductory 0% APR on purchases for nine billing cycles
  • Balance Transfer Fee$10 or 4% of the amount of each transaction, whichever is greater.
  • Cash Advance FeeEither $10 or 4% of the amount of each transaction, whichever is greater
    Overdraft Protection Cash Advance (if enrolled): Either $10 or 3% of the amount of each transaction, whichever is greater

  • Want a business credit card with no annual fee and a simple rewards structure.
  • Plan to take advantage of the introductory 0% APR on purchases for nine billing cycles.
  • Are a Bank of America Preferred Rewards for Business member.

Because of the card’s solid base rate of 1.5 points per dollar spent on all purchases — higher if you’re a Bank of America Preferred Rewards for Business member — the Bank of America® Business Advantage Travel Rewards World Mastercard® can be good on its own or to supplement another business credit card. For example, you might pair it with a card that earns bonus rewards in categories in which you spend significantly and then use the Bank of America® Business Advantage Travel Rewards World Mastercard® for everything else.

Editor’s Take

The Bank of America® Business Advantage Travel Rewards World Mastercard® is an easy card for new or small-business owners to manage since rewards are straightforward. It’s especially worth getting if you do your business banking with Bank of America, which can increase your rewards rate to higher than 1.5 points per dollar spent on all purchases.

Dawn PapandreaContributor

Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of opening your account, which can be redeemed for a $300 statement credit towards travel or dining purchases.

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card earns 1.5 points per dollar spent on all purchases. Though there are no bonus categories, you can increase your rewards as a Bank of America Preferred Rewards for Business member and earn as much as 2.62 points per dollar spent.

Being a member is free but requires a three-month combined average daily balance of $20,000 or more in qualifying Bank of America business deposit accounts and/or Merrill® business investment accounts.

With the card’s sign-up bonus, you can earn 30,000 bonus points after spending $3,000 within 90 days of opening your account.

U.S. News rates credit cards by analyzing factors including fees, interest rates and benefits, each weighed against their importance to determine an overall score for each credit card. Consumers can rely on these ratings to provide objective, accurate assessments of credit card choices.

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