LendingTree Mortgage Review | Mortgages and Advice


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Min. Down Payment
Min. Credit Score
Min. Down Payment
Min. Credit Score
Min. Down Payment
Min. Credit Score


LendingTree does not originate loans, but its marketplace can connect you with loan types including:

  • Conforming prime mortgages
  • Jumbo loans
  • Federal Housing Administration loans
  • Department of Veterans Affairs loans
  • Non-prime mortgages
  • Refinancing


LendingTree’s network of lenders give it criteria about the loans and customers they’re interested in. You provide LendingTree information on the type of loan you’re looking for and details about your financial situation. LendingTree can then match you with lenders that would be a good fit based on your profile.

You can get up to five free loan offers from competing lenders. If you see an offer you like, you’ll be able to complete the application process directly with the lender.

You can use LendingTree’s mortgage comparison tool to see the current rates in your area based on criteria such as the home value, down payment and your credit score. If you see a lender you like, you can click through to view offers.

LendingTree doesn’t charge users for its service. Instead, lenders pay LendingTree when you use the platform to select a loan. Each lender has its own closing cost policy.

LendingTree does not offer discounts.

Each lender will have their own minimum mortgage requirements. LendingTree says its home purchase customers have an average credit score above 720.

Credit score requirements may vary by lender. LendingTree says its home purchase customers have an average credit score above 720.

Although LendingTree pulls your credit report when you complete a loan request, it says this does not impact your credit score. The lenders that consider making a loan offer may also pull your credit as part of their evaluation process. If you’re looking for a mortgage loan, all credit inquiries made within a 14-day period only count as one inquiry.

LendingTree services requests for loans that originate in the continental U.S., Hawaii and Alaska.

LendingTree is rated an A+ business by the Better Business Bureau. It has a rating of 4.4 out of 5 stars from Trustpilot, based on more than 12,800 reviews.

You can contact LendingTree’s customer care department Monday through Friday from 9 a.m. to 8 p.m. Eastern Time at 800-505-7916. You can also reach LendingTree through an online form.

You can compare loan offers through LendingTree’s website. It also has a rate comparison tool that lets you view current rates in your area without needing to input any personal information.

  • People who want to compare multiple loan offers in one place.
  • People who like to shop for loans online.
  • People who want to see loan options without affecting their credit score.


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