What Is the Average 401(k) Return? | Retirement

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Many people save and invest in a 401(k) plan with the hope that they can accumulate enough to eventually pay for retirement. In addition to your savings rate and employer contributions, your 401(k) investment returns have a big impact on your final account balance. The average 401(k) return can vary, depending on factors such as how consistently you save and the number of years you have until retirement. The amount of risk you’re comfortable taking will also play a role.

Use the following guidelines as you estimate the return you might get on your 401(k) plan:

  • 401(k) basics.
  • How much money will a 401(k) make over 20 years?
  • How much money does the average American have in their 401(k)?
  • 401(k) fees.

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